Investment is simple when you have a long term horizon. Through out the years, the indices is always going up. You can just see any chart from yahoo, msnmoney, google finance eg Dow Jones industries, S&P500, STI...
In long term stock tend to move higher, some of the reason are inflation, demand of goods goes up and indices will drop the non performing company and replace them (except for Jap)
The return from the market through out the years from 1950s to 2000s is about 8% to 12% per annum , a median of about 9% per annum.Which mean to say if you invest and hold for long term u will make money.
However what to invest become the next very important question...
Also the risk involve is the most important question that anyone need to know
U have to understd them before making decision.
In the market there is systematic risk and non systematic risk...
Systematic risk are things we cant control eg 9-11, war, natural disaster etc
non systematic risk are things we can do, like diversification of portfolio, which mean invest in different sectors and try to ensure that stocks invested within the portfolio have little correlation.
There are a few more risk too, country specific, industry specific and value risk.
Country specific
Eg like Greece, like US, or when in the asian financial crisis like Thailand. This risk is specific to the country.
Industry specific
Eg when H1N1 strike, the airline industry is badly hit and the pharmaceutic industry goes higher. this risk is specific to the industry.
Value
In any investment, there is no guarantee, mean no capital protection at all. individual have to bear the risk.
Investment is not for everyone, but i urge everyone to invest for retirement and hedge inflation. Cos working for your whole life is not the solution. Unless u are drawing 100k or much more per annum, you may lead a good life when retire. Invest is to make your money work hard for u. you work hard at work, but you let your money slack. Does that make sense??
Nxt post will talk more about how to invest
Sunday, July 11, 2010
Saturday, July 10, 2010
Start of 2nd qtr earning on Monday
Markets take a breather ahead of the official kickoff of 2nd quarter earnings season on Monday.
The mkt is up quite significantly in the last few days. does that mean, the 2nd qtr result is good and the institution know it already, or people are expecting that the 2nd qtr result to be good. Whatever it is, technical analysis will tell the story. Chart is the illustration of human behavior in the market place.If you know how to read the chart proper, it will be like reading a story book where you know the meaning and rational behind them.
The mkt is up quite significantly in the last few days. does that mean, the 2nd qtr result is good and the institution know it already, or people are expecting that the 2nd qtr result to be good. Whatever it is, technical analysis will tell the story. Chart is the illustration of human behavior in the market place.If you know how to read the chart proper, it will be like reading a story book where you know the meaning and rational behind them.
Monday, July 5, 2010
Look out for this
look out for long for this stock
ezion 0.65
Noble 1.72
NOL 1.94
ezra 1.79
indoagri 2.11
midas 0.92
kepcorp 8.45
straitasia 2
cse global 0.88
cosco 1.48
US Mkt is close for Independence day holiday
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. Trade at your own risk. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
ezion 0.65
Noble 1.72
NOL 1.94
ezra 1.79
indoagri 2.11
midas 0.92
kepcorp 8.45
straitasia 2
cse global 0.88
cosco 1.48
US Mkt is close for Independence day holiday
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. Trade at your own risk. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
Sunday, July 4, 2010
Trading for monday 5 jul 2010
STI for monday trading ...if you have bought on Wed 30 jun 10, you are rather safe.
My take is STI is rather resilient.
W% shows STI may head up. Price action shows it heading up. Acc/Dis show it gng strong. However chart pattern show that this might be a momentary up, so be cautious of downside move.
SIMSCI show the same description as above too.
In the US
Dow Transport (the leader of the leader)
Show signs of more down side action.
Dow INDU, NASDAQ and S&P 500 show the same too.
Having said that... these indices have been down for few days, and if the W% turn and price action is obey, one can long the market.So stay tune for the bargain hunt.
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
My take is STI is rather resilient.
W% shows STI may head up. Price action shows it heading up. Acc/Dis show it gng strong. However chart pattern show that this might be a momentary up, so be cautious of downside move.
SIMSCI show the same description as above too.
In the US
Dow Transport (the leader of the leader)
Show signs of more down side action.
Dow INDU, NASDAQ and S&P 500 show the same too.
Having said that... these indices have been down for few days, and if the W% turn and price action is obey, one can long the market.So stay tune for the bargain hunt.
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
$190 000 to $700 000 to take care of a kid !!!!
190 000 to 700 000 to take care of a kid since they are born till Uni in SG!!!
Woow my family have almost spend 2.8 Million since my dad and mum have 4 kids .
I read this article on xin ming paper on Sunday 4th Jul 2010.
However i totally believed for parents, there is never too much for their own kids.Parents always want to give their child the best of the best. I remember my mum not buying any new year clothes when she has the 4 of us( me and my 3 brothers). She gave us money to buy new year clothes but not herself. So she still wear clothes that are 10 years back. I was so touch when i know that she also bought education plan for us. Which enable me to go to school exchange in Canada. She jus want to give the best to her kids and my mum is only a housewife. She is so thrifty and do everything for us. That my mum. ALL SALUTE TO HER.
I think education plan for kids are really important, as i dont come from a rich family. My mum still able to pay for the education plan and let me go for school exchange. It can also use to pay my Uni school fee too.
Cheers to all parents
Woow my family have almost spend 2.8 Million since my dad and mum have 4 kids .
I read this article on xin ming paper on Sunday 4th Jul 2010.
However i totally believed for parents, there is never too much for their own kids.Parents always want to give their child the best of the best. I remember my mum not buying any new year clothes when she has the 4 of us( me and my 3 brothers). She gave us money to buy new year clothes but not herself. So she still wear clothes that are 10 years back. I was so touch when i know that she also bought education plan for us. Which enable me to go to school exchange in Canada. She jus want to give the best to her kids and my mum is only a housewife. She is so thrifty and do everything for us. That my mum. ALL SALUTE TO HER.
I think education plan for kids are really important, as i dont come from a rich family. My mum still able to pay for the education plan and let me go for school exchange. It can also use to pay my Uni school fee too.
Cheers to all parents
Saturday, July 3, 2010
Emini
ESU10 Emini S&P 500 & NQU Emini NASDAQ: not time to long yet.W% still low
At the same time it mean there is opportunity to long
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
At the same time it mean there is opportunity to long
Disclaimer
Participate in any form of investing and trading activities can lead to substantiate financial loses. No presentation is being made that any account will or likely to achieve profits or losses. This research is purely for education purposes. Past results do not represent future performance. Hypothetical or simulated performance results have certain limitation. You should therefore carefully consider whether such investment activities are suitable for your financial condition.
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